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A Twin Peaks Insurance Blog: roadside assistance

View the latest blog posts from A Twin Peaks Insurance.

RV Insurance Coverage:  Towing and Roadside Labor

Towing and Roadside Labor - Provide specialized RV towing to the nearest qualified RV facility and the necessary labor at the site of disablement.

While we hope for the best we are here to make sure you are prepared for the worst.  From theft to blowouts to wind storms and "Ooops, I forgot to unhook" we have you covered.  Our partnerships with the industry's leading specialty RV underwriters allow us to offer these and many more exclusive programs to ensure you have the coverage you need when it counts.  For more information or to add RV Insurance  Roadside Assistance Coverage to your policy call us today toll free 800-507-8467.

Tiffanie Novosel
220 Licensed
Nationwide RV Specialist

For every difference between your car and your RV, there’s another reason to have specialty RV insurance.

Your motor home needs more than auto insurance protection.

With an auto policy, an RV claim can be delayed until it is known whether the RV’s appliances, plumbing, and other special features are covered under the auto policy or a homeowners policy. Some RVer’s even end up having to pay out of pocket for items that are standard with RV specialty insurance.

Getting an RV repaired isn’t as easy as calling the nearest auto repair or body shop. Many auto insurance companies will have a hard time finding the special services needed when you have an RV claim, often resulting in longer settlement turnarounds. They are auto insurance experts, not RV specialists.

How much is your RV insured for if you have a total loss, for example a collision or a fire? If it is a five year old unit and you paid $175,000 for it, are you still paying for a $175,000 unit or have you reduced it to its present “Actual Cash Value” (ACV), probably $95,000? Without specialty coverages an ACV policy will only pay the current value at the time of loss, often resulting in over insuring without proper policy maintenance.

Our RV Insurance protection picks up where an ordinary auto policy stops. As RV Insurance Specialists, Twin Peaks RV Insurance knows what it takes to maintain and repair RVs, so we offer you the kind of protection only found with a specialty RV company.

Specialized Coverages:

Total Loss Replacement - In the event of a total loss within the first five model years, the RV will be replaced with a brand new comparable model. If a total loss occurs after five years, the original purchase price will be paid out towards getting a replacement unit for up to ten model years. Thereby, doing away with depreciation of the RV for the first ten model years.

Disappearing Deductible - For each policy year you are claim free, the original Comprehensive and Collision deductible will be reduced by 25%. After four consecutive claim free years you’ll have no deductible to pay in the event of a loss. Following a claim being paid, your deductible will be restored to the original level shown on your policy and the cycle will begin again.
Personal Effects - Replacement cost for items such as clothing, dishes, sporting equipment and electronics.
Vacation Liability - Provides home owner’s type of liability coverage at times when your RV is being used as a temporary vacation residence.
Full Timers - Provides a more extensive liability coverage, similar to that of a home owner policy for those who use their RV over five months out of the year or as a primary residence.
Emergency Vacation Expense - In the event of an emergency where your RV is damaged or destroyed by a covered hazard, you will be reimbursed up to the selected limits, generally ranging from 750 to $7,500, to pay for reasonable temporary living facilities, transportation and the cost of returning the RV.
Towing and Roadside Labor - Provide specialized RV towing to the nearest qualified RV facility and the necessary labor at the site of disablement.
Tow Dolly / Tow Bar Coverage - Provides up to $2,500 worth of coverage.

Purchase Price Guarantee/Agreed Value - In the event of a total loss within 10 years or other specified time period, you will be paid your original purchase price or agreed upon value.

Standard Coverages:
Bodily Injury
Property Damage
Personal Injury Protection / Medical Payments


We have been specializing in RV’s since 1980 and are licensed in over 40 states. We are here for your RV insurance needs. We would love to hear from you to discuss how you can get specialized coverage for your RV lifestyle. 800-507-8467


Irving, Texas – October 8, 2013 – Coach-Net, a respected RV industry partner for more than 25 years, recently signed new partnership agreements with four well-known RV manufacturers: Winnebago Towables, Pacific Coachworks, Open Range and Augusta RV. The agreements ensure that purchasers of each manufacturer’s new vehicles will receive one year of 24/7 roadside service and technical assistance from Coach-Net’s network of service providers and certified technicians.

Coach-Net has previously signed similar partnership agreements with prominent RV manufacturers such as Winnebago, Airstream, Jayco and Forest River.

“We are pleased to announce this significant expansion of our relationships with RV manufacturers,” said Matt Krzysiak, CEO of National Motor Club, parent company of the Coach-Net brand. “These four manufacturers are known for their quality products and the solid range of choices they offer RV buyers. Coach-Net is proud to be a trusted partner of such RV manufacturers, who want to be sure their customers are in good hands when they are most in need of assistance.”

“What truly sets Coach-Net apart is our steadfast commitment to providing the highest quality of customer service and anticipating the needs of RV manufacturers, dealers and owners,” said Dan Lopez, vice president of Coach-Net Sales. “The value of Coach-Net’s 26-plus years of RV industry experience and 24/7 customer support is further reflected in the wide range of RV manufacturers who choose us as their partner, from long-established brands such as Winnebago to the emerging manufacturers who are shaping the industry’s future. We are honored to work with each of them.”

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