Storms and RVs don’t mix well—and every year, we see claims roll in from hail, high winds, lightning, and flooding. Whether you're parked long-term or full-timing across the country, it’s important to know what your RV insurance really covers—and what you can do to prepare.
Here’s your go-to guide for storm prep and peace of mind:
🌪️ 1. Know What’s Covered Before the Clouds Roll In
Comprehensive RV insurance typically covers:
✅ Hail and wind damage
✅ Lightning strikes
✅ Falling tree limbs
✅ Flooding (from the outside in—not plumbing leaks)
✅ Fire caused by storms
🧠 Tip: If you’re unsure about your deductibles or limits, now’s the time to check in with your agent—not after the storm.
🔧 2. Secure Your RV and Surroundings
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Retract awnings and slide-outs
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Stow loose items (grills, rugs, lawn chairs, etc.)
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Disconnect power
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Move your RV if you're in a flood-prone area
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If possible, park next to a building or windbreak—but not under trees
🧾 3. Keep an Inventory and Take Photos
Document your setup—inside and out. This helps if you need to file a claim later. Take photos of upgrades, personal belongings, and the RV itself.
📍 4. Have a Plan If You're Full-Timing
If you're living in your RV full-time, make sure your policy includes emergency expense coverage for hotel stays or alternative lodging if your rig becomes unlivable.
☎️ 5. Save Our Number—Just in Case
If something happens, we’re here to help walk you through the claims process quickly and clearly. You won’t be alone.
Storms don’t have to mean stress. At Twin Peaks RV Insurance, we’ll help you prepare for the worst—so you can enjoy the best parts of RV life, rain or shine.
👉 Review or update your policy here
Or call 800-507-8467 and let’s storm-proof your peace of mind.