It’s tempting to cancel your RV insurance during the off-season—especially if your rig is tucked away in storage and not hitting the road. But before you pull the plug, here’s what you need to know.
Even while your RV is parked, it’s still exposed to risks that insurance can protect you from.
🔥 1. Fire, Theft, and Vandalism Can Still Happen
Storage lots, barns, and driveways don’t make your RV invincible. If a fire breaks out, someone breaks in, or your rig is vandalized, comprehensive coverage is what protects you.
🌩️ 2. Weather Doesn’t Take a Season Off
From hailstorms and flooding to falling tree limbs and wind damage, weather-related claims can happen in storage just as easily as they can on the road.
⚖️ 3. Lapses in Coverage Can Cost You Later
Canceling your policy can create a “coverage gap,” which may lead to higher premiums when you reinstate it later. It can also hurt your insurability with some carriers.
🧠 4. There’s a Smart Way to Save During Storage
Many of our carriers offer a “storage or lay-up” option that lowers your premium while your RV is off the road—without canceling your coverage entirely.
🚐 Bottom Line:
If your RV is in storage, talk to us first. We’ll help you adjust your policy to save money while still protecting your investment.
👉 Request a quote or storage review here
Or call 800-507-8467 to speak with an agent who knows RV coverage inside and out—on or off the road.