Ever see an RV stuck under a low bridge? Or watch someone drive off with their awning still out? 🤦♀️ It’s all fun and games—until it's your rig, your wallet, and your weekend plans on the line.
Let’s look at a few cringe-worthy but common RV fails, and how the right coverage can turn a disaster into just a funny story at the next campfire.
🚧 1. The "Oops, I Forgot to Measure the Bridge" Incident
Low-clearance bridges are every RVer’s nemesis. If your RV kisses a bridge (or worse), collision coverage steps in—but only if you have it.
🧠 Lesson: Don’t skimp on collision, even if your RV mostly sits at the campground.
🌪️ 2. The Wind Took My Awning... and My Dignity
One strong gust and your awning’s flying like a kite. The good news? Awnings are typically included in your RV coverage—no need to list them separately.
🧠 Lesson: Make sure your policy has comprehensive coverage, so you’re protected from surprise gusts and storm damage.
🛻 3. Dinghy Towing Disaster
Ever seen someone flat-tow their car with the parking brake on? 😬 Those towed vehicles—aka “toads” or “dinghies”—aren’t covered under your RV policy. They require their own separate auto insurance policy to be protected.
🧠 Lesson: Always insure your towed vehicle separately. Your RV insurance won’t cover it if something goes wrong on the road.
🔥 4. Campfire... or Campfire-Sized Claim?
Grills too close to the rig, propane issues, electrical mishaps—these can all lead to fire damage that’s hard to recover from without proper comprehensive coverage.
🧠 Lesson: You’re not just insuring your RV—you’re protecting your lifestyle.
🎥 5. Viral Doesn’t Mean Protected
That TikTok of your awning flying off got 500k views, but unless you’ve got a solid RV policy in place... you’re just viral and out of luck.
🧠 Lesson: Laugh at the video—not at your insurance gaps.
You’ve worked hard for your RV lifestyle. We’ll help make sure one moment of “oops” doesn’t ruin the whole journey.
👉 Get your custom RV quote now
Or call 800-507-8467 and we’ll review your current policy, no judgment.